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Value My Assets
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Call Us Now: 0161 464 0929
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Fast cash

Money in your account within 30 minutes of accepting our offer

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100% secure

Secure collection and storage in some of the UK's most secure vaults

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Highest valuations

Best prices paid on watches, cars, luxury items and valuables

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No credit checks

By using your assets as collateral, we don't need to conduct a credit check

send2lend - loans from £1k to £1m

Send2Lend is one of the UK’s leading and most trusted high value pawnbrokers that specialise in lending from £1000 to £1m against your valuable assets. Your valuables will remain at our 100% secure storage facility until the loan is repaid and then returned to you free of charge. The term is for 6 months and there are no monthly repayments, the balance is only due at the end of the term. You can redeem the loan and receive your valuables at any time and even renew the loan for a further 6 months if you wish by paying off the interest due and starting a new contract.

why choose us

Secure a loan against your assets with the fastest online pawnbroking service.

  • Highest valuations paid
  • No credit checks
  • Fast cash in 24 hours
  • Secure collection & storage

loan example


some of our latest loans

Rolex Oyster Rose Gold £10,000
Platinum 2ct Diamond Ring £5,000
Porsche 911 £20,000
Range Rover £23,500
Breitling Transocean £3,500

If you are unable to redeem your item by paying your outstanding balance in full we will endeavour to sell the item for the highest market value to recover our cost. Any additional funds above your outstanding balance will be returned to you.

Interest rates
Loan to Value ratio is between 50% and 60% depending on the pledge itself. Interest charges will be fixed between 3.95% p/m for loans over £50,000 (47.4%APR) 4.95% p/m for loans between £20,000 and £49,999 (59.4% APR), 5.95% p/m for loans between £1,000 and £19,999 (71.4% APR).

the process

step-01

value your items

Use our simple online valuation request form and we will review your items and discuss your loan requirements

step-01

send your items

Post your item to us or request our trusted courier services to collect and securely deliver your item to our secure and fully insured facility, at St James’ Safety Deposit Vaults.

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accept offer

Send2lend offers loans based on your items highest market value. We are an online business and work closely with some of the industry's best valuers.

step-04

receive cash

Once we are in receipt of your items and have verified their condition and value, we pay you immediately via bank transfer.

frequent questions

How do I know my item will be safe?

Your item will be collected by a reputable courier and delivered straight to our offices, once your item has been valued and a loan agreed your pledge will be taken directly to a secure location where it will be held until it is redeemed. Your pledge is fully insured by us during this whole process to give you peace of mind..

What happens if I fail to repay my loan?

In the event that you are unable or unwilling to redeem your pledged item Send2lend will contact you and discuss your repayment options. We will give you 14 days notice prior to selling your item and any surplus funds in excess of your loan balance will be returned to you by bank transfer. Send2lend rigorously adhere to the financial conduct authorities guidelines to lenders and treating customers fairly is the cornerstone of our business model.

How quickly will my item be returned to me once I have repaid my loan?

As soon as the funds have cleared your item will be posted to you the same or next day fully insured.

What checks do you conduct during my application?

We don’t conduct any credit checks as there is no risk of you getting into financial difficulty by not being able to redeem your asset. We will ask you questions regarding your items in order to establish ownership and we will conduct additional checks to verify this information by consulting national registers and databases. We will also establish the purpose of the loan and check repayment affordability. We may conduct some additional identity and background checks which you will be made aware of in order to comply with anti money laundering legislation.

What if I change my mind?

All loans are subject to a 14 day cooling off period during which time you may cancel the agreement.

Where can I find more information?

If you would like more information regarding our asset secured lending terms and conditions please contact us and request a copy of our pre contract agreement document and loan agreement document.

How long can I borrow against my assets?

The normal term is up to 6 months but there may be an option to extend the this by contacting us prior to the end of the 6 month period. Should you wish to redeem your pledge at any time prior you are free to do so at no additional cost to you.

What happens if you discover that my item belongs to someone else or have been registered as lost or stolen?

In these circumstance we are obliged to make contact with the Police in order for them conduct the relevant enquiries. The pledged item will be handed to the Police while the enquiries are ongoing.

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